Let me say this as clearly as I can: those online mortgage calculators — even the ones from the banks themselves — can be dangerously misleading. They look professional. They feel trustworthy. They give you that warm sense of “I’ve got this. ”But in reality? They can set you up for heartbreak — and serious financial loss. The False Promise of the Online “Pre-Approval” Recently, a client came to me absolutely devastated. They had gone onto a major Portuguese bank’s website and

If you’ve been house-hunting in Portugal, you’ve probably heard the term “mortgage pre-approval.” Banks love to hand them out. Agents...

Portugal’s property market continued to attract buyers in 2025: strong demand, limited supply, and high tourism have pushed prices up —...

Ocean front in Cascais, Portugal Securing a mortgage is one of the most important steps when buying property in Portugal. For...